Frequently Asked Questions

Questions and Answers

How does a business report credit?
What is the Metro 2 format?
What should a business look for in Metro 2 credit reporting software?
Does a business need a contract to report credit to a credit bureau?
What are the Credit Bureau Contacts, Reporting Minimums & Requirements
When reporting trade lines to one credit bureau, will the trade lines show with the other credit bureaus?
How long does it take the Credit Repositories to update accounts after submission?
We do not meet the minimum number of accounts to report to the credit bureaus. What are our options?
What is 3rd party processing/stacking?
What to look for in a 3rd party processor?
We provided a personal loan to another consumer and want to report their payment history to the credit bureaus?
What are the benefits of reporting credit?